McKinney Texas Form 13844 2025

McKinney Texas Form 13844: What You Should Know

Homeowner's Insurance A homeowner's insurance policy is a contract (or insurance policy) that provides coverage under the policy, and the policies may be issued or purchased independently by parties other than the insured. Form 8866, “Insurance Certificate for Residential Dwelling Units,” and form 8889, “Insurance for Commercial and Industrial Property” are requirements for insurance and are published by the Texas Department of Insurance. Required to Have Insurance! The Insurance Code for Texas allows for the use of tax credit programs to help lower the costs associated with any new property to increase the value or reduce the amount of premiums a homeowner is required to pay. Required to Have Insurance! Dollars Ordered — Texas Property Taxes Required to Have Insurance! TIP 13-3-5-5 — State and local rules regarding commercial vehicle insurance requirements (PDF) In addition to any tax credit amount received from the Federal Government, Texas residents are required to maintain commercial vehicle insurance for their vehicles as required by Texas law. Texas Commercial Vehicle Insurance Information (PDF) Texas Property Taxes The Texas Department of Insurance (TDI) has established rules to require commercial vehicle insurance coverage, effective July 1, 2014. The law requires insurance for commercial and agricultural vehicles (see Chapter 4.05 for commercial policies) but has a few exceptions. Commercial coverage is not required for trailers or recreational vehicles in excess of 24 feet (see Chapter 4.1.21 for recreational policies), and commercial auto coverage is not required for property to which the vehicle belongs. (See Chapter 4.1.22 for commercial auto coverage).

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