Hi, I'm Terry and I work for the Internal Revenue Service. Finally, your tax return and paying what you owe on time is always best. But if you can't pay in full, file on time and pay what you can. That will keep your penalties and interest to a minimum. Then, consider a payment plan for the rest of what you owe. By setting up a payment plan online, you have a fast, easy, and secure option to use at your convenience. You'll get immediate confirmation that your payment plan is approved. You may qualify for a payment plan if you meet these requirements: you have filed your tax returns, you owe $50,000 or less, and you can pay off what you owe in seventy-two monthly payments or less. Businesses that owe $25,000 or less from the current and prior calendar year, and who can pay off what they owe in twenty-four monthly payments or less, may also qualify to use the online application. In most cases, you have two options for making your payments: you can pay by direct debit from your bank account or you can mail a check every month. We encourage you to make your payments by direct debit. In some cases, it's required. Direct debit is convenient, secure, and it costs less to set up. If you need a payment plan for your taxes, visit irs.gov Opa under the section "What do you need to apply?" You'll find a list of the information needed to use the online application. In addition, have a monthly payment amount and due date in mind. Again, your payment amount must pay off what you owe in seventy-two months or less. And if you want to set up direct debit, have a check handy with your bank routing and account numbers. To get started,...